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*Interest rates are subject to market conditions and returns may vary based on these interest rates. Returns of up to 5.48% as of July 14th, 2023. More information can be found at the Treasury Department's website. The material presented is for informational purposes only and should not be construed as investment advice. It is not a recommendation of, or an offer to sell or solicitation of an offer to buy, any particular security, strategy or investment product. Investing in securities involves risks, including the potential loss of money, and past performance does not guarantee future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. Product images shown are for informational and illustrative purposes only, and may not reflect how they will actually appear within the product. Nothing on this document should be construed as personalized investment advice, which can only be provided in one-on-one communications. The materials and services presented in this document are directed to Customers and Potential Customers who are business entities in the United States of America. Zamp Finance does not solicit retail or foreign investors.

Advisory services offered through Varni Labs Inc. ("Zamp Finance"), an SEC-registered investment advisor. Subadvisory services are offered through Atomic Invest LLC ("Atomic Invest"), an SEC-registered investment advisor, member SIPC. Atomic Invest was formerly known as Helium Advisors LLC. Brokerage services provided by BNY Mellon Pershing, member SIPC, through a clearing and custody relationship with Atomic Invest. Varni Labs Inc. ("Zamp Finance") has a subadvisory relationship with Atomic Invest to manage and execute investments on behalf of its customers. Technology services may be provided by Atomicvest. Pershing LLC and Varni Labs Inc are separate, unaffiliated companies, each responsible for their own policies and procedures. Trademarks belong to their respective owners. For further information about Zamp, you can view us on the SEC website. Brokerage custody is provided by Pershing LLC, member FINRA, NYSE, SIPC, a BNY Mellon company. Sources: FINRA, SIPC, BNY Mellon Pershing, TreasuryDirect and others.
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In Singapore, the payment services (including the issuance of the Zamp Visa Card are provided by NIUM PTE. LTD., a company registered in Singapore (UEN 201422465R) and a major payment institution licensed by the Monetary Authority of Singapore. Varni Labs Pte. Ltd. is not licensed to provide any payment services in Singapore (or exempt from such licensing). The payment services in the US is powered by NIUM Inc. and the program is sponsored by CFSB to which NIUM is a service provider. Varni Tech Inc. is a Money Services Business registered with FINCEN (registration number - 31000253883861).